๐Ÿ“ง Newsletters & Email

ConvertKit (Kit) vs Mailchimp vs Beehiiv (2026)

Three tools with very different philosophies. Kit (rebranded from ConvertKit) is built for creators who monetize their list. Mailchimp is the general-purpose marketing platform โ€” powerful but its free plan has shrunk 87.5% since 2022. Beehiiv is a newsletter-first platform bundling website, email, and 0%-commission monetization together.

๐Ÿ“… Verified July 2026 ๐Ÿงฎ Cost calculator ๐Ÿ“ง 3 platforms compared โœ… Official pricing sourced
๐ŸŽฏ Who is this comparison for?

Find yourself first

๐ŸŽจ

Creators who monetize

Selling digital products, paid newsletters, or subscriptions. Kit and Beehiiv both build this in โ€” Mailchimp doesn't.

๐Ÿข

Small businesses

Wanting a general-purpose marketing platform with CRM-style features. Mailchimp leads here, at a real cost.

๐Ÿ“ฐ

Newsletter-first publishers

Wanting a website, email, and ad network bundled together. Beehiiv is purpose-built for this.

๐Ÿ†“

Anyone starting with a free plan

Kit's 10,000-subscriber free tier is dramatically more generous than Mailchimp's shrinking 250-contact limit.

๐Ÿ’ฐ

Teams comparing true annual cost

All three price by subscriber/contact count โ€” the sticker price rarely reflects what you'll actually pay at scale.

๐Ÿ”€

Anyone considering switching platforms

All three offer free migration tools โ€” this page maps the real trade-offs before you commit.

โš ๏ธ What's changed in 2026

Free plans are shrinking โ€” except one

Mailchimp's free plan has been cut twice in four years: 2,000 contacts (2022) โ†’ 500 (2023) โ†’ just 250 contacts and 500 emails/month (January 2026) โ€” an 87.5% reduction. Multi-step automation was also removed from the entry Essentials tier in June 2025 (Classic Automation Builder deprecated) โ€” it now requires Standard ($20/mo minimum). Legacy pre-2019 accounts saw an additional 11-13% price hike in April 2026. Kit (formerly ConvertKit) raised Creator plan prices ~34-35% in September 2025 ($29โ†’$39/mo), but its free plan remains the most generous of the three at 10,000 subscribers. Beehiiv's free plan (2,500 subscribers) has stayed stable, though the jump to its first paid tier is a hard cliff โ€” there's no small stepping-stone plan between $0 and ~$49-89/month.
โšก Quick verdict

The 10-second answer

๐Ÿ† Best Free Plan & Creator Monetization

Kit (ConvertKit)

Free up to 10,000 subscribers โ€” most generous free tier here. Creator $39/mo monthly ($33/mo annual) at 1,000 subs, scaling with list size. Built-in digital product sales (3.5%+$0.30 fee) and paid newsletters.

Free (10K) โ†’ $39/mo ($33 annual)
๐Ÿข Best General-Purpose Marketing Platform

Mailchimp

Free 250 contacts (shrunk 87.5% since 2022). Essentials $13/mo (no automation). Standard $20/mo (multi-step automation, AI features). Premium $350/mo minimum โ€” no smaller tier exists.

Free (250) โ†’ $13/mo โ†’ $20/mo
๐Ÿ“ฐ Best Newsletter-First Platform

Beehiiv

Free up to 2,500 subscribers, unlimited sends, no monetization. Scale $49/mo monthly ($43/mo annual) unlocks 0%-commission paid subscriptions, ad network. Max $109/mo ($96 annual) adds branding removal, 10 publications.

Free (2,500) โ†’ $49/mo ($43 annual)
๐Ÿงญ 10-second decision matrix

Match your situation

Your situationBest fitWhy
You're a creator selling digital products or coursesKitBuilt-in digital product sales, visual automations, 70+ integrations โ€” designed for this.
You want the most generous free plan possibleKit10,000 subscribers free vs Mailchimp's 250 or Beehiiv's 2,500.
You need a full marketing suite (CRM, landing pages, ads)MailchimpBroadest general-purpose feature set, though pricier and with a shrinking free tier.
You want a newsletter website + email + monetization bundledBeehiivWebsite builder, ad network, 0% commission paid subscriptions all included.
You're transitioning from Substack and want to keep 100% of subscription revenueBeehiiv0% platform take vs Substack's 10% โ€” Stripe's 2.9%+$0.30 still applies either way.
You need multi-step automation at the lowest possible priceMailchimp Standard $20/moEssentials no longer includes automation at all โ€” Standard is the real entry point.
Your list is under 2,500 and you're not ready to pay anythingBeehiiv or KitBoth offer genuinely free, full-featured tiers โ€” Mailchimp's free plan is now too thin for real use.
You need multi-step automation on a tight budget with a big free listKit (limited automation on free)Free plan allows 1 automation โ€” enough to test; upgrade to Creator for unlimited.
๐Ÿงฎ StackCoast True-Cost Calculator

What will your list size actually cost?

All three price by subscriber/contact count, and all three have hard tier jumps. Drag to your list size to see which plan you'd need on each platform and the real monthly cost.

Email Platforms โ€” Monthly Cost by List Size
Verified pricing ยท annual billing rates shown where available
Free Tool
Subscriber / contact count โ€” 1,000
๐Ÿ† CHEAPEST FOR YOUR LIST
Kit
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๐Ÿ† CHEAPEST FOR YOUR LIST
Mailchimp
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๐Ÿ† CHEAPEST FOR YOUR LIST
Beehiiv
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Move the slider to see cost by list size.
Try Kit Free โ†’

Assumptions: Kit and Mailchimp figures assume you want automation/full features (Kit Creator, Mailchimp Standard). Beehiiv figures assume Scale plan (monetization included). All annual billing rates where available. Digital product transaction fees and Stripe processing fees not included in monthly plan cost shown.

โœ“ Results copied to clipboard
๐Ÿ“Š Key stats

The numbers that matter

10,000Kit free plan subscribers
most generous free tier of the three
โˆ’87.5%Mailchimp free plan cut since 2022
2,000 contacts โ†’ 250 contacts today
$350/moMailchimp Premium floor
no smaller tier exists, even under 10K contacts
2,500Beehiiv free plan subscribers
hard cliff โ€” no small paid tier between free and Scale
0%Beehiiv commission on paid subs
vs Substack's 10% โ€” Stripe fees still apply either way
+34-35%Kit's Sept 2025 price increase
Creator plan rose from $29 to $39/mo
๐Ÿ“Œ Real-world example (2,000 subscribers, wanting automation + monetization): Kit Creator = ~$49-59/mo (scales between the 1,000 and 3,000 tiers). Mailchimp Standard = ~$40-50/mo depending on send volume, but has no built-in monetization. Beehiiv Scale = ~$69/mo (2,500 tier), including 0%-commission paid subscriptions and an ad network. The right choice genuinely depends on whether monetization tools matter more than general marketing automation depth to you.
๐Ÿ‘€ At a glance

Three tools, three philosophies

Kit (formerly ConvertKit) โ€” Built for Creators Who Monetize

Free (10K) โ†’ $39/mo ($33 annual)

Email marketing platform built specifically for creators โ€” bloggers, course sellers, podcasters, newsletter operators.

Strengths
  • Most generous free plan โ€” 10,000 subscribers, unlimited sends, unlimited landing pages/forms
  • Built-in monetization โ€” sell digital products, paid newsletters, subscriptions (even on free plan)
  • Visual automation builder + unlimited sequences on Creator plan
  • 70+ direct integrations, free migration from other platforms
  • Only charges for active, confirmed subscribers โ€” unsubscribed/duplicates don't count
Weaknesses
  • Prices rose ~34-35% in September 2025 โ€” old $29/mo Creator plan no longer exists
  • Free plan limited to 1 automation and 1 sequence โ€” a real constraint before upgrading
  • Digital product sales carry a 3.5%+$0.30 transaction fee on every plan, including free
  • Paid Recommendations network takes 23.5% of referral earnings
Try Kit Free โ†’

Mailchimp โ€” The General-Purpose Marketing Platform, Now Pricier

Free (250) โ†’ $13/mo โ†’ $20/mo โ†’ $350/mo

Broad marketing automation platform โ€” email, landing pages, CRM-style features, ads โ€” but its entry tiers have thinned out.

Strengths
  • Broadest general-purpose feature set of the three โ€” landing pages, retargeting ads, AI creative assistant
  • Standard plan ($20/mo) includes multi-step automation, predictive segmentation, send-time optimization
  • Widely integrated โ€” works with almost every e-commerce and CRM platform
  • 15% nonprofit discount available
Weaknesses
  • Free plan cut twice since 2022 โ€” now just 250 contacts, 500 emails/month (was 2,000 contacts)
  • Multi-step automation removed from Essentials in June 2025 โ€” now requires Standard ($20/mo minimum)
  • Premium starts at $350/mo with no smaller tier โ€” even a small list pays the full price for those features
  • Bills for ALL contacts including unsubscribed unless manually archived โ€” a real hidden cost
  • Legacy (pre-2019) accounts hit with an 11-13% price increase in April 2026
Try Mailchimp Free โ†’

Beehiiv โ€” The Newsletter-First Platform

Free (2,500) โ†’ $49/mo ($43 annual)

Website, email, and monetization bundled together โ€” built for newsletter-first media businesses, not general marketing.

Strengths
  • Free plan includes a real website builder, custom domain, unlimited sends up to 2,500 subscribers
  • 0% platform commission on paid subscription revenue โ€” only Stripe's standard 2.9%+$0.30 applies
  • Ad network and referral programs built directly into the platform
  • Both Scale and Max include full monetization tools โ€” no artificial feature-gating between them
  • Notable publishers (TIME, Newsweek, TechCrunch) use the platform, signaling enterprise-grade reliability
Weaknesses
  • Hard cliff at 2,500 subscribers โ€” no small stepping-stone plan between $0 and the first paid tier
  • Pricing scales with subscriber count on both Scale and Max โ€” a 50,000-subscriber list pays roughly 5x the entry sticker price
  • Meaningfully pricier than Kit or MailerLite at equivalent list sizes for basic sending
  • Branding removal requires Max ($109/mo), not available on Scale
Try Beehiiv Free โ†’
๐Ÿšฆ At-a-glance scorecard

Strengths at a glance

CriteriaKitMailchimpBeehiiv
Free plan sizeBest โ€” 10,000 subscribersJust 250 contacts (cut 87.5% since 2022)2,500 subscribers
Built-in monetizationDigital products, paid newslettersNot a focus0% commission paid subs, ad network
General marketing featuresCreator-focused, narrowerBest โ€” broadest suiteNewsletter-focused, not general
Entry price with automation$39/mo ($33 annual)$20/mo (Standard)$49/mo ($43 annual)
Billing fairnessOnly bills active subscribersBills unsubscribed contacts tooBills active subscribers
2026 pricing trend+34-35% price hike Sept 2025Free plan cut twice; legacy hike Apr 2026Stable

๐ŸŸข STRONG  ยท  ๐ŸŸ  ACCEPTABLE WITH CAVEATS  ยท  ๐Ÿ”ด WEAK / WATCH OUT

โš™๏ธ Feature comparison

Feature by feature

FeatureKitMailchimpBeehiiv
Free planโœ“ Best โ€” 10,000 subscribers, unlimited sendsโœ— 250 contacts, 500 emails/month onlyโšก 2,500 subscribers, unlimited sends
Multi-step automation on entry paid tierโœ“ Creator $39/mo โ€” unlimited automationsโœ— Not on Essentials โ€” requires Standard $20/moโšก Scale $49/mo โ€” included
Sell digital products / subscriptionsโœ“ Built in, even on free plan (3.5%+$0.30 fee)โœ— Not a core featureโœ“ 0% commission (Scale+), Stripe fees apply
Website / landing page builderโšก Landing pages onlyโšก Basic landing pagesโœ“ Full website builder + custom domain, even free
Ad network / sponsorshipsโœ— Noโœ— Noโœ“ Built-in Ad Network (Scale+)
Billable contactsโœ“ Active, confirmed subscribers onlyโœ— All contacts incl. unsubscribedActive subscribers
AI featuresโšก Limitedโšก Intuit Assist (beta, Standard+)โœ“ Beehiiv AI (Scale+)
Top-tier entry pricePro $79/mo ($66 annual)Premium $350/mo โ€” no smaller tierMax $109/mo ($96 annual)
Nonprofit/education discountโœ— Not publishedโœ“ 15% discountโœ— Not published
๐Ÿ’ฐ Verified pricing

Every plan, verified

All prices verified July 2026 directly against official vendor pricing pages. Figures shown are entry-tier (1,000 subscribers/500 contacts where applicable) โ€” all three platforms scale pricing with list size.

TierKit (ConvertKit)MailchimpBeehiiv
Freeโœ“ 10,000 subscribers, unlimited sends, 1 automation, digital product sales allowed250 contacts, 500 emails/mo, no automation, no scheduling2,500 subscribers, unlimited sends, website + custom domain, no monetization
Entry paidCreator $39/mo monthly ($33/mo annual) at 1,000 subs โ€” unlimited automations, 70+ integrationsEssentials $13/mo at 500 contacts โ€” no multi-step automationScale $49/mo monthly ($43/mo annual) at 1,000 subs โ€” monetization, automations, A/B testing
Mid tierCreator Pro $79/mo monthly ($66/mo annual) at 1,000 subs โ€” engagement scoring, deliverability reportingStandard $20/mo at 500 contacts โ€” multi-step automation, predictive segmentation, AIMax $109/mo monthly ($96/mo annual) at 1,000 subs โ€” branding removal, 10 publications, priority support
Top tierN/A โ€” Creator Pro is the highest published tierPremium $350/mo at 10,000 contacts minimum โ€” no smaller tier existsEnterprise โ€” custom, 100,000+ subscribers
Scaling example (10K subs/contacts)Creator ~$139/moPremium $350/mo (floor)Scale ~$99/mo
Transaction / revenue fees3.5%+$0.30 on digital product sales; 23.5% on Paid Recommendations earningsN/A โ€” not a monetization platform0% platform commission on paid subs; Stripe's 2.9%+$0.30 still applies
Watch out forFree plan capped at 1 automation and 1 sequence. Prices rose 34-35% in Sept 2025.Bills for unsubscribed contacts unless manually archived. Automation requires Standard, not Essentials. Premium has no tier below 10,000 contacts.Hard cliff from free (2,500) to paid โ€” no small stepping-stone tier. Branding removal requires Max, not Scale.
๐Ÿงฉ Who should use each tool?

Choose by fit

Choose Kit ifโ€ฆ

  • You're a creator monetizing through digital products or paid newsletters
  • You want the most generous free plan to grow your list before paying anything
  • Visual automation and 70+ integrations matter for your workflow
  • You only want to pay for confirmed, active subscribers
  • You've budgeted for the September 2025 price increase

Choose Mailchimp ifโ€ฆ

  • You need a broad marketing suite beyond just email โ€” landing pages, ads, CRM-style tools
  • You're comfortable starting at Standard ($20/mo) since Essentials lacks automation
  • Your organization qualifies for the 15% nonprofit discount
  • You already have deep Mailchimp integrations and switching costs are high
  • You regularly clean your contact list to avoid paying for unsubscribed contacts

Choose Beehiiv ifโ€ฆ

  • You're building a newsletter-first media business, not general marketing
  • You want a website, email, and monetization bundled under one platform
  • Keeping 100% of paid subscription revenue (minus Stripe fees) matters
  • You're switching from Substack and want built-in ad network tools
  • You're prepared for the free-to-paid cliff once you exceed 2,500 subscribers
๐Ÿ‘ฅ Best tool by use case

Match the tool to your job

Solo creator, pre-monetization

Kit Free

10,000 subscribers free โ€” the biggest runway before paying anything.

Selling digital products / courses

Kit

Built-in commerce tools, even on the free plan.

General small business marketing

Mailchimp Standard

Broadest feature set โ€” landing pages, ads, automation โ€” at $20/mo.

Newsletter + website + monetization

Beehiiv

All three bundled โ€” genuinely different category from the other two.

Migrating from Substack

Beehiiv

0% platform commission vs Substack's 10% โ€” free migration tools available.

Nonprofit or educational org

Mailchimp

15% published discount โ€” neither Kit nor Beehiiv publish an equivalent.

Large list, budget-conscious

Compare all three by list size

Use the calculator above โ€” the cheapest option shifts meaningfully as your list grows.

Team needing multiple seats

Mailchimp Standard

5 seats included vs Kit's per-plan structure and Beehiiv's 3-seat Scale limit.

Ad network / sponsorship revenue

Beehiiv

Only one of the three with a built-in ad network.

โš ๏ธ Hidden costs & gotchas

What vendors won't lead with

๐Ÿ“‰ Mailchimp โ€” free plan has shrunk 87.5% since 2022

2,000 contacts (2022) โ†’ 500 (2023) โ†’ just 250 contacts and 500 emails/month as of January 2026. If you're evaluating Mailchimp based on older reviews describing a generous free plan, that plan no longer exists.

๐Ÿ”’ Mailchimp โ€” automation removed from the entry tier

The Classic Automation Builder was deprecated in June 2025, meaning multi-step automation now requires Standard ($20/mo) at minimum โ€” not Essentials ($13/mo) as many still assume. Teams with basic welcome sequences on Essentials found them suddenly requiring an upgrade.

๐Ÿ‘ป Mailchimp โ€” you pay for unsubscribed contacts too

Mailchimp counts subscribed, unsubscribed, and non-subscribed contacts toward your plan limit and billing. Only manually archived or deleted contacts are excluded โ€” regular list hygiene is required to avoid paying for people who will never see your emails.

๐Ÿ’ณ Kit โ€” digital product sales carry a real transaction fee

Selling digital products or paid subscriptions through Kit costs 3.5%+$0.30 per transaction on every plan, including free. On a $50 product, that's roughly $2.05 taken per sale โ€” factor this into your pricing if you monetize through the platform.

๐Ÿ“Š Kit โ€” Paid Recommendations takes a real cut

If you earn through Kit's Paid Recommendations network, Kit takes 23.5% of those referral earnings. It's a revenue share rather than a bill, so it won't show on your invoice, but it meaningfully reduces the net income that feature generates.

๐Ÿง— Beehiiv โ€” the free-to-paid cliff has no stepping stone

Launch is free up to 2,500 subscribers with genuinely useful features. But there is no small paid tier โ€” the moment you exceed 2,500 or want monetization, you're at the 2,501-5,000 subscriber bracket, which runs roughly $89/month. There's no $10-20/month intermediate option like some competitors offer.

โ“ Frequently asked questions

Quick answers

No โ€” ConvertKit rebranded to "Kit" in October 2024. The product and pricing structure are the same, just the name changed. Older reviews and comparisons referencing "ConvertKit" describe the same platform now called Kit.

Significantly. The free plan went from 2,000 contacts (2022) to 500 contacts (2023) to just 250 contacts and 500 emails per month as of January 2026 โ€” an 87.5% reduction over four years. It's now better suited to testing the interface than running a real small business newsletter.

Yes, on the platform fee specifically โ€” Beehiiv takes 0% of paid subscription revenue on Scale and Max plans, compared to Substack's 10%. However, Stripe's standard payment processing fee (2.9%+$0.30 per transaction) still applies regardless of platform, so "0% take" doesn't mean zero fees entirely.

Kit, by a wide margin โ€” its free Newsletter plan supports up to 10,000 subscribers with unlimited sends, unlimited landing pages, and even digital product sales. Beehiiv's free plan covers 2,500 subscribers with a full website builder but no monetization. Mailchimp's free plan, at just 250 contacts and 500 emails/month, is the most limited of the three following its 2026 reduction.

Yes. Mailchimp counts subscribed, unsubscribed, and non-subscribed contacts toward your billable total unless you manually archive or delete them. This is a genuine hidden cost โ€” regularly cleaning your list is necessary to avoid paying for contacts who will never receive your emails.

Generally yes. Kit offers free migration assistance on Creator and Pro plans for lists over 5,000 subscribers. Beehiiv provides a free migration tool that imports subscriber lists from other platforms (automations typically need manual rebuilding). Mailchimp supports standard CSV import/export. Budget a few hours for rebuilding automations regardless of which direction you migrate.

Ready to pick your email platform?

All three offer free plans โ€” test with your real list size before committing to annual billing.

๐Ÿ”— Keep exploring

Related comparisons

Affiliate Disclosure: StackCoast earns a commission from Beehiiv signups through the link on this page at no extra cost to you. Kit (ConvertKit) and Mailchimp links are non-affiliate, provided for reference only. All pricing verified July 2026 from official vendor websites and cross-checked against multiple independent pricing analyses. See our full Affiliate Disclosure.